Here is your real estate report brought to you by Shirley Miller

Your Real Estate Professional Covering All Areas of South Orange County, California (CA).

Anaheim, Brea, Buena Park, Costa Mesa, Coto de Caza, Dana Point, Fountain Valley, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Ladera Ranch, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Foothills Ranch, Newport Beach, Placentia, Rancho Santa Margerita, San Clemente, San Juan Capistrano, Seal Beach, Tustin, Villa Park, Westminster, Yorba Linda, and many more other cities. Click a city for City Page Info.

Credit Report Information

Anyone who has ever had a bank account, mortgage, credit card, car loan, or account with a retail store will invariably have a credit rating. Most information in your credit rating comes from companies you have credit with, as well as from certain public records such as tax liens, bankruptcies, judgments and lawsuits.

It is important to know and understand your credit rating, how the information is compiled, and how it affects your ability to acquire a loan for your new home. Credit reports are usually divided into five sections:

Your credit history.
Who has reviewed your credit history.
Information you have provided for the credit company.
Specific identification information about you.
Explanatory notes and comments.

Different states have different requirements and it is important that you check on what applies to you.

There are three major credit-reporting agencies, Trans Union, Experian and Equifax.

Your REALTOR® can recommend a reputable mortgage lender who has the reputation of providing excellent service and good rates. This lender will be able to immediately pull your credit report for your review and can make recommendations of how to make it better. The better your credit score, the higher your credit rating will be.

Thank you for requesting a copy of this "FREE REPORT" For prompt, courteous, professional service, call Shirley Miller: Office: (949) 230-5209 Visit my web site at: shirleymiller.com Have questions, need advice you can count on or just want to discuss this further? Don't waste any more time; pick up the phone and call me now! I'm here to help! I appreciate you as a client and a friend. I appreciate your business, your loyalty, trust and your referrals. It is my goal to provide the very best counsel, advice and service possible for your real estate needs. If I may ever be of assistance to you, a relative, friend or co-worker please don't hesitate to call me. I look forward to the opportunity to serve you.